BYE BYE TD BANK!

Hello dolls-

As you might recall-

so that I could open my PAYPAL account for the CD, I needed to connect it to viable bank account online of my own to legitimize any payments they would make for me.

Because I am slightly paranoid about any of my personal and financial information being online- 

having been the victim of ID fraud twice in my life-

I didn't feel comfortable connecting my PAYPAL account to my main personal bank account.

So i opened a new bank account at TD BANK (formerly COMMERCE BANK) with the minimum of $100 in it since PAYPAL and online selling and buying were somewhat foreign to me.

Ironically, TD Bank's motto is 'AMERICA'S MOST CONVENIENT BANK".

I assure you it is not.

It is rather America's most IN-convenient bank.

And since I was able to open a proper and separate 'business checking account' in the name of my company Parting Glass Productions- 

with my own bank after getting my EIN....

and after I switched my PAYPAL and my AMAZON.COM merchant accounts over to said "business checking account"-

today...

i closed out my TD Bank account.

Just down to the wire as 2009 is hours away from being over.

it was a small thing but a huge relief to my peace of mind-

as I am not a fan of having all of my financial shit spread out from here to East Jesus.

I like everything in one place where I can get at it and bring the confusion-level to about a 'three'.

Also-

not to 'politicize' this blog in any way-

but i was even more inspired to close down this account after I read this article about moving all our money to local banks and credit unions to help the economy-

(and to kinda stick it to all the big banks who have just taken our 'bailout' money and done pretty much fuck all in return to help clean up the mess they made, in the process):

http://www.huffingtonpost.com/arianna-huffington/move-your-money-a-new-yea_b_406022.html

So goodbye TD Bank...

and goodbye 2009...

I'm grateful for all the good things you gave me but I am also happy to see you go.

Here's to a much less complicated 2010!

Happy New Year everyone!

*bok bok*

xo

dl

THE FINAL SAY IN THE EIN SITUATION

Ok.

So my awesome accountant Trudy Durant who I've been going to for years and handles pretty much 80% of the actors in town called me last night at around 9pm.

She said that the EIN is FINE.

To have it or not have it....

it's not life or death...

as long as when you get the EIN you say on the form that you are a 'SOLE PROPRIETOR'.

which i did.

*whew*

But you can still claim unemployment-

and of course, if you make money by selling some CDs while you're on unemployment when they ask if you if you've made "such and such" money this week-

you should be honest.

But i THINK....

come tax time...

i fill out a 1099 for what i made in selling CDs for Parting Glass Productions.

I'm NOT sure about that...

but when I go do my taxes I shall report back.

I promise.

BUT-

having the EIN...

neither here nor there...

it helps to get a BUSINESS banking account...

and in the FUTURE if i have employees i'm all set...

but...

it's not gonna screw me in any way because i don't technically employ anyone at the moment-

because I claimed 'sole proprietor' when i filled out the form.

SO THERE.

Whew!

Awesome.

No worries.

Yay!

A HAPPY HAPPY HAPPY NEW YEAR TO ALL-

AND MAY 2010 BRING YOU ALL EVERY HAPPINESS AND SUCCESS POSSIBLE!

xoxo

donna lynne